🇳🇱 Bank Fees in Netherlands
Free banking does not exist in the Netherlands. Every major Dutch bank bills you a monthly package fee just to hold an account, and ING and ABN AMRO raised those fees again in January 2026. Step outside the eurozone and the big three quietly skim another 1.2% to 1.4% off every card payment.
The banks, exposed
What ABN AMRO Actually Charges You
ABN AMRO hiked its basic package 16% in one move for 2026. Just holding the account now costs €51.60 a year, and ever...
Last checked: June 11, 2026What Bunq Actually Charges You
Bunq sells itself as the bank of The Free, yet its free plan charges €2.99 every time you touch your own cash. The ch...
Last checked: June 11, 2026What ING Actually Charges You
ING raised its package prices yet again in January 2026. You now pay €48 a year just to hold your own money, plus a 1...
Last checked: June 11, 2026What Rabobank Actually Charges You
Rabobank renamed its packages in February 2026, not its habit of billing you. The credit card alone adds €24 a year, ...
Last checked: June 11, 2026What Revolut Actually Charges You
Revolut's Standard plan costs nothing until you hit its limits: €200 a month at the ATM, €1,000 a month in currency e...
Last checked: June 11, 2026What Wise Actually Charges You
Wise publishes every fee before you pay it, which is more than most banks can say. But free still has edges: conversi...
Last checked: June 11, 2026All supported banks in Netherlands
We can analyze statements from any of these.
ABN AMRO Bank
Airwallex
ASN Bank
bunq
Ebury
Finom
Handelsbanken Corporate
Handelsbanken Private
HSBCnet
ING
ING Wholesale Banking
International Card Servic...
KBC
Knab
Lunar
Monese
N26 Bank
Neteller
PayPal
Paysera
Qonto
Rabobank
RegioBank
Revolut
Skrill
SNS Bank
Soldo
Stripe
Swan
Triodos Bank
Vivid Money
Wise
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