🇮🇪 Bank Fees in Ireland
Since Ulster Bank and KBC exited, Irish consumers have fewer traditional current-account choices, and the two largest pillar banks charge for it: Bank of Ireland takes €6 a month with no waiver, and AIB will move to the same flat €6 from July 2026. That is €72 a year before you spend a cent abroad. No wonder many Irish customers now keep a Revolut or Wise card next to their pillar bank one.
The banks, exposed
What AIB Actually Charges You
AIB has rebranded its fees, not removed them: the old quarterly charge plus per-transaction fees becomes a flat €6 ev...
Last checked: June 11, 2026What Bank of Ireland Actually Charges You
Bank of Ireland charges €6 a month no matter how you bank, €72 a year with no waiver for salary, balance or loyalty. ...
Last checked: June 11, 2026What Bunq Actually Charges You
Bunq sells itself as the bank of The Free, yet its free plan charges €2.99 when you touch your own cash at an ATM tha...
Last checked: June 11, 2026What Revolut Actually Charges You
Revolut's Standard plan costs nothing until you hit its limits: €200 a month at the ATM, €1,000 a month in currency e...
Last checked: June 11, 2026What Wise Actually Charges You
Wise publishes every fee before you pay it, which is more than most banks can say. But free still has edges: conversi...
Last checked: June 11, 2026All supported banks in Ireland
We can analyze statements from any of these.
Airwallex
Allied Irish Banks
Allied Irish Banks Corporate
Bank of Ireland 365 Online
Bank of Ireland Business ...
Barclays
bunq
EBS
Finom
Fire
HSBCnet
ING Wholesale Banking
Monese
N26 Bank
Neteller
PayPal
Paysera
Permanent TSB
Pleo
Revolut
Skrill
Soldo
Stripe
Swan
Ulster Bank
Ulster Bank Bankline
Ulster Bank ClearSpend
Vivid Money
Wise
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