The fees your bank doesn't want you to see
Spanish banks can legally charge seven types of commission, from a 240 € maintenance fee to a 3% currency markup. Here is what each one costs in 2026.
Best place to exchange USD to EUR in Spain in 2026: we compare Spanish banks, casas de cambio, Wise and Revolut on a real 1,000 USD swap.
We compare Revolut Standard with major Spanish-bank cards on a 500 € foreign-currency purchase in May 2026. The disclosed FX cost varies by issuer and card terms.
A tacit overdraft (descubierto tácito) in Spain can cost 15 euros or more because minimum commissions bite hard on small overdrafts. Updated examples from published Spanish bank fee documents.